body {padding:0; margin:0;}

body {background-image: url('images/bg3.gif');
background-repeat:repeat-x;
background-attachment:fixed;}

body, td, th {
text-align: left;
font-family:verdana;
font-size:11px;
color:#5e606e;}

.heading{
text-align: left;
font-family:arial;
font-size:21px;
color:#15224E;}

a {
font-family:arial;
font-size:11px;
font-weight:bold;
color:#0d30a6;}

a:hover {
text-decoration: none;
color: #c71318;
}